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Drop Rate, Not Price and Here is Why

If you're a buyer in today's market, I'm sure you are somewhat discouraged by these higher rates, but this could be the break you need to gain access to the housing market. What I mean is that most buyers have pivoted back to the lender to get " pre-approved" again and are given two choices. The first option they would be given is "If" they plan to stay at their old pre-approval, then additional funds will be needed to accomplish that. If those funds are not available or if it requires liquidation of retirement accounts, Then the second option would be to reduce their pre-approval amount so they can requalify at a smaller amount based on their income and debt. Both of these options are not very good in this competitive market. But, you have another chance to help regain that lost buying power, and it's with a Seller Buy Down and I can help! Here are some of the options I help my buyers regain their buying power with massive additional funds needed to stay in the housing market.

How To Maintain Your Buying Power In A High Rate Environment

Hello, If you're a buyer in today's market, I'm sure you are somewhat discouraged by these higher rates, but this could be the break you need to gain access to the housing market. What I mean is that most buyers have pivoted back to the lender to get " pre-approved" again and are given two choices. The first option they would be given is "If" they plan to stay at their old pre-approval, then additional funds will be needed to accomplish that. If those funds are not available or if it requires liquidation of retirement accounts, Then the second option would be to reduce their pre-approval amount so they can requalify at a smaller amount based on their income and debt. Both of these options are not very good in this competitive market. But, you have another chance to help regain that lost buying power, and it's with a Seller Buy Down and I can help! Here are some of the options I help my buyers regain their buying power with massive additional funds needed to stay in the housing market.

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123 Main Street

Situated on 1/2 acre in the friendly community of Timber Ridge, Bend's hidden gem. Timber Ridge is adjacent to Bend Golf and Country Club and has 52 acres of lush-wooded grounds with 87 homes. No overcrowding here other than the herds of deer. Excellent access to the Old Mill and downtown Bend. Beautifully renovated single-level home offers 2187 SQ FT, 3 bedroom, 2 bath remodeled in 2020. Open floor plan that flows into a family room that can be closed off with decorative pocket doors. This home boasts an abundance of natural light with 3 skylights and large windows. Slate-stainless steel appliances in the kitchen. New Mitsubishi Mini-Split in the family room. Generous-sized bedrooms and closets. Oversized primary suite with walk-in closet. Hall bath has a shower over a jacuzzi jetted tub. Patio has a decorative iron fence nice for small pets and kids. Extra deep 2 car garage with insulation, extra deep golf cart bay. Park-like setting with spectacular views!

62777 Hawkeye Rd

Located on a spacious corner lot in NE Bend, this home is truly adorable. Within walking distance to Mountain View High School, a few blocks to St. Charles Medical Ctr, shopping and more. The upgrades include a cozy gas fireplace in the living room and beautiful finish work. The entry, kitchen, dining, mud room, and downstairs bathroom all have beautiful wood flooring. The dream kitchen has tile countertops, shaker-style cabinets, a spacious pantry, gas stove, and tons of storage. Nice separation of bedrooms, the convenience of a 2nd story laundry room, and attention to detail throughout. Enjoy the additional upstairs loft area. The backyard is super private with a cottage feel. This home is a dream to show. All this and A/C too! Attached two car garage with alley access. NeighborhoodCascade MountainViews!

16146 Blackfeather Ln

Light & bright single-level home on a quiet cul-de-sac within 2miles of La Pine State Park and the Deschutes River. Home is move-in ready, and features an open floor plan with exposed beam and newer flooring in the great room. The large deck, patio, and fire pit are perfect for entertaining or relaxing in the fully fenced backyard. Large circular asphalt driveway with plenty of room for an RV and all the other Central Oregon toys! House has a whole home water filtration system and an attic fan system to keep the house cool. All kitchen appliances and washer/dryer are included. Excellent location for outdoor enthusiasts! Only 12 miles to Sunriver; 18 to Paulina Lake and 30 to Mt Bachelor!

Reviews

"I am truly so grateful for Manya and the NEO Team for all they helped me with during my first home buying experience. I can't decide if I'm more impressed by how much Manya taught me along they or by how streamlined and easy she made the whole process for me. When I was closing on my house, the title officer let me know that I was getting an incredible rate from Manya and NEO. This was especially great to hear since the title officer sees so many loans from so many lenders. I will continue to work with NEO for further financial endeavors because I know I am in skilled hands that have my unique and best interests in mind! Thank you Manya and NEO for the life changing experience!"

carol elena w

"I am so impressed by Manya's ability to make this process incredibly straightforward and even fun! I had no idea it could be this way. I am truly grateful for her guidance throughout this experience!"

elena w

"The knowledge, skillfullness, and communication was just beyond. Thank you!!!"

margarita g